Frequently Asked Questions

Does Tire Rack offer other financing options besides the Tire Rack credit card?

Yes, Tire Rack offers multiple financing providers to provide customers with flexibility in selecting the best payment option to fit their needs.

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How can I avoid paying interest on my Tire Rack credit card purchase?

Synchrony Bank sends monthly statements to you which provide Promotional Purchase Summary Information, the Accrued Deferred Interest, and the Promotional Expiration Date. To avoid interest charges on any promotion, the promotional balance must be paid in full by the expiration date. Check your statements to ensure that your payments were received before the promotional expiration date.

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Where do I check the status of my Tire Rack credit card account?

You can access your account anytime via the MySynchrony app and MySynchrony.com. Log in now to access your account on MySynchrony.com.

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Can I take advantage of manufacturer rebates with my Tire Rack credit card?

Yes, Tire Rack credit card cardholders can take advantage of deals by stacking manufacturer rebates with available Promotional Financing.

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Where can I use my Tire Rack Credit Card?

The Tire Rack credit card is accepted at Tire Rack, America's Tire and Discount Tire, and gas stations, nationwide^.

^ Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

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What other benefits does the Tire Rack credit card offer?

With the Tire Rack credit card, there’s no annual fee and Promotional Financing is available on qualifying purchases.* Plus, you get $0 fraud liability, 24/7 secure online account access, and can enroll in customized account alerts.

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing.

For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2.

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How can I check the status of my rebate offer?

After you have filed your rebate online, you will receive a reference number. You will need to use the reference number at the manufacturers’ site to check status. You can also call 1-888-981-3953 and a Tire Rack customer service representative can assist you. Rebates cannot be used as a payment method on a Tire Rack credit card account. Rebate Center Hours: Monday – Friday 8am – 8pm ET and Saturday 9am – 4pm ET.

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When can I start using my Tire Rack credit card?

If approved, in most cases, your credit line will instantly be available. You can use it on Tire Rack purchases right away with your virtual card – even before you receive your physical card. Just screenshot, print or write down your temporary account information and enter the details when you are checking out.

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How can I make a payment on my Tire Rack credit card?

You can make a one-time payment online by accessing your MySynchrony account here or by calling 1-866-657-0376. You can also mail your payments to Synchrony Bank P.O. Box 71715 Philadelphia, PA 19176-1715

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What if I have multiple promotional financing balances on my account at the same time?

The Promotional Summary Box on your monthly statement will clearly show the balance for each Promotional Financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well. Note: Deferred interest charges will be shown on each statement but will not be billed to your account unless your promotional balance is not paid in full on or before the promotional expiration date.

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What is Autopay?

With Autopay, your Tire Rack credit card payment is automatically deducted from your bank account each month on your payment due date. The payment will be the amount you select; either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount.

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What is the Tire Rack credit card?

Tire Rack offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again at Tire Rack, America's Tire and Discount Tire, and gas stations, nationwide^.

^ Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico.

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Can I schedule multiple payments?

You can control and schedule up to 12 future payments by accessing your MySynchrony account here and including the date you want the payment to post to your account and the amount. You can also vary the amount, date and payment source for each payment.

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How do I apply for a Tire Rack credit card?

You can apply on the Tire Rack website. Click here to apply. You’ll be asked to confirm your name, address, and phone number, provide your date of birth, annual income after taxes, and the last 4 digits of your Social Security number, and finally agree to the Terms and Conditions.

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How long will it take to receive my card?

Your Tire Rack Credit Card will be mailed in 7-10 business days.

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